Expert Privacy Guard Review 2019

Review the best credit report services


Privacy Guard is a credit monitoring service tailored to prevent fraud, help consumers understand their credit report and score, and help them recover if they have been a victim of identity theft. In addition to providing all 3 bureau credit reports and scores, Privacy Guard offers daily credit monitoring, monthly credit score tracking, and a toll free 24/7 support hotline. 

Sign Up and Pricing

Signing up with Privacy Guard is a simple, fast process. Fill out your personal details and credit card information all on one page and get started.

Currently, Privacy Guard is offering a 14-day trial of their services for $1 which you can cancel at any time within that two-week period in order to avoid paying the monthly fee.

Privacy Guard only offers one package which costs $15 per month and offers a few different services. They provide your credit report and credit score from all 3 bureaus (Experian, Equifax, TransUnion), and will give you your additional CreditXpert® credit score, which reflects the strength of your overall credit. Though lenders do not use CreditXpert® scores for considering you for a loan, having an additional aspect of understanding is beneficial.

Credit Monitoring and Fraud Protection

Privacy guard offers 3 bureau credit monitoring, and score tracking and alerts, allowing you to track the movement of your credit score, alerting you to any possible security threats. Privacy guard also allows you to set alerts for milestones in your credit such as an increase in your credit score by tracking your Experian ScoreX Plus score on a monthly basis. As an added security feature, Privacy Guard offers Identity Fraud Scanning which alerts you to any credit inquiries placed on your account. 

Customer Support

Privacy guard’s customer support is comprised of a toll-free 24/7 hotline and email support service. They also offer a detailed FAQ page through their website that will answer many of your questions or concerns and save you time. 


Trilegiant Corporation, Trilegiant Insurance Services, Inc., and Alliance Marketing Association and their credit information subcontractors shall not have any liability for the accuracy of the information contained in the credit reports, credit scores, Credit Alert® reports or other reports which you receive in connection with the PrivacyGuard service, including any liability for damages, direct or indirect, consequential or incidental.

Your CreditXpert® Scores are provided by CreditXpert Inc. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. Your scores are based on information from the files at the three major credit reporting agencies. Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.

Daily monitoring will notify you of certain new inquiries and derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a monthly notification stating that no information has changed within your credit file.

PrivacyGuard is a service of Trilegiant Corporation in conjunction with Trilegiant Insurance Services, Inc. and Alliance Marketing Association. Trilegiant Insurance Services, Inc. does not receive any compensation from the sale of the identity theft insurance benefit included as part of the PrivacyGuard service. Any part of the service may be modified or improved at any time and without prior notice. PrivacyGuard is not available to residents of Iowa, Rhode Island and Vermont. PrivacyGuard and Credit Alert are registered service marks of Affinion Publishing, LLC.

3 Bureau Score
Price Per Month $19.99

Joe Schwartz | Credit Reports Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.

  • CreditXpert® credit score
  • 3 bureau credit reporting
  • Identity theft support
  • Limited package variety
Bottom Line
Providing all 3 bureau credit reports and scores, Privacy Guard offers daily credit monitoring, monthly credit score tracking, and 24/7 customer support.
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