Expert J.G. Wentworth Review 2019

In a nutshell: JG Wentworth provides mortgage and home refinancing loans with low origination fees and excellent customer service. Applicants can easily apply through their easy-to-use automated application system online. Customers can choose from a variety of financing options with different rates and repayment terms to suit the needs of each budget.

Overview

J.G. Wentworth home lending services provide mortgage and home refinancing loans with low origination fees and outstanding customer support. Customers can preview their mortgage rates on the website before filling out a straightforward online application. Available mortgage terms range between fast repayment with low interest to long term schedules over a long period of time. Their loan options include Federal loan programs like FHA and HARP loans as well as assistance for military veterans and their families.

Eligibility & Process

In applying for a mortgage, customers go through a fairly efficient process. The website has an automated application system in which customers must fill out paperwork online. J.G. Wentworth also accepts required documents digitally with e-signatures. Eligibility depends on credit score rating, and J.G. Wentworth looks for customers with a FICO score rating of at least 620.

Fees & Rates

The mortgage calculator lets prospective customers get an idea of what to expect in terms of rates and fees with J.G. Wentworth. The lending service has low origination fees. However, the website makes it a little difficult to find detailed information on interest rates and terms.

Payment Terms

Customers have the option of fixed repayment terms of 15, 20, and 30 years along with adjustable mortgages. J.G. Wentworth repayment terms are flexible to fit a variety of budgets and needs. Terms can allow for quick repayment to complete loans with the lowest rates as possible. Customers can sign up for extended schedules allowing for repayment over a long period of time. J.G. Wentworth also provides home refinancing to help consolidate an outstanding mortgage.

Customer Support

With over 20 years of experience, the J.G. Wentworth home lending service has built a reputation offering sound customer service and fair mortgage rates. The company offers transparent terms for clients and handles customer security with care. Customers can get in touch by chat, phone, or post. J.G. Wentworth also has social media pages on Twitter, Facebook, and YouTube.

Video Review

Joe Schwartz | Mortgage Loans Editor

Our chief content editor, Joe manages a diverse team of content writers. He holds a degree in online communications and his writing has been featured in a wide range of online publications.

Top 5
1
9.9
2
8.8
3
8.7
4
8.6
5
8.5
Pros
  • Range of fixed rate terms
  • Low origination fees
  • Home refinancing
Cons
  • Not in all 50 states
  • Only 14 locations
Bottom Line
Fixed and adjustable rate mortgages with excellent financing and service.

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